REAL WORLD
Understanding Risk.
Monitor Exposure.
Respond Faster.
Real World is Skytek’s insurance intelligence platform for insurers, reinsurers, MGAs and brokers. It combines real-time and historical data, geospatial intelligence, satellite technology and advanced analytics to give users a clear view of individual risks and entire portfolios.
From underwriting and portfolio monitoring to aggregation, compliance and claims, Real World helps insurance teams understand where their exposure is, how it is changing and where action may be required.
Real World brings multiple sources of risk information into one platform, giving users a consistent view across the insurance lifecycle. It can monitor both fixed and mobile assets.
The platform can be used to assess a single risk or monitor thousands of assets across a global portfolio.
Vessels
Cargo
Property
Aviation
Energy
UNDERWRITING
PORTFOLIO MANAGEMENT
AGGREGATION
COMPLIANCE
CLAIMS
MODULE 01
Portfolio Management & Monitoring
Better information at the point of underwriting
- Asset details
- Ownership history
- Historical and current movements
- Valuations
- Risk benchmarking
Users can assess new risks, review existing exposures, monitor changes over time and produce portfolio-level reporting for further analysis.
MODULE 02
Risk Aggregation
Know where your exposure is in real time
Monitor concentrations of risk across a portfolio as asset locations change.
- Identify areas of peak exposure
- Monitor concentrations by location or regio
- Set accumulation thresholds
- Receive alerts as limits are approached or exceeded
- Analyse historical exposure
- Assess the potential impact of major events
This gives underwriting and portfolio teams a current view of accumulation rather than relying solely on static exposure data.
MODULE 03
War Risk
Monitor exposure as geopolitical risk changes
Track assets entering or operating within High Risk Areas, Joint War Committee Listed Areas and client-defined risk zones.
Users can view current and historical exposure, monitor portfolio assets automatically and create bespoke hotspots or regions based on their own risk appetite.
This provides a clearer view of both individual asset activity and total portfolio exposure as geopolitical conditions change.
MODULE 04
Sanctions Compliance
Look beyond the sanctions list
Combine sanctions screening with ownership, movement and behavioural intelligence.
- Vessels
- Companies
- Ownership structures
- Associated entities
Sanctioned port calls
Ship-to-ship transfers
AIS manipulation
AIS spoofing
False flagging
Unusual vessel behaviour
MODULE 05
Ports & Cargo
See how port and cargo exposure is developing
- War cargo movements
- Dwell times
- Vessel activity at ports
- Regional disruption
- Port congestion
- Portfolio exposure by port or region
By linking vessel, cargo and port information, users can identify emerging concentrations and understand how disruption may affect their wider portfolio.
MODULE 06
Pre/Post Event Monitoring
Identify affected exposure quickly
When a major event occurs, Real World can identify the assets and portfolios that may be affected. Satellite and aerial imagery can then be combined with portfolio information to support:
- War cargo movements
- Dwell times
- Vessel activity at ports
- Regional disruption
- Port congestion
- Portfolio exposure by port or region
By linking vessel, cargo and port information, users can identify emerging concentrations and understand how disruption may affect their wider portfolio.
Exposure identification
Damage assetssment
Claims planning
Emergency response
Post-event analysis
Historical data can be used to establish prior asset locations and exposure, while machine-learning tools can support large-scale damage assessment where required.
MODULE 07
Environmental Rating
Assess environmental performance across your portfolio
- Assess vessel environmental performance
- Benchmark vessels against comparable assets
- Compare portfolios with the wider global fleet ›
- Monitor performance over time
01
Underwrite
Assess the asset, its history and its risk profile.
02
Monitor
Track changes in location, exposure and behaviour.
03
Aggregate
Identify concentrations across the portfolio.
04
Comply
05
Respond
Built Around Your Portfolio
Real World can be configured around the assets, geographies, thresholds and risk information that matter to your business.
Use individual modules for specific requirements or combine them to create a broader view across underwriting, portfolio management, compliance and claims.
Use Cases
Find Out How Real World Can Benefit Your Organisation